iTunes Store: Top Paid Applications in Finance

UK Tax Tool 2024 - Michael Imperato

UK Tax Tool 2024
Michael Imperato
Genre: Finance
Price: £0.99
Release Date: March 28, 2011

Reached No.1 in UK Finance Charts on the App Store. Also featured on BBC Radio 4 & Sunday Times.

Unlike some free tax calculator apps, Tax Tool has all calculations and data built-in, so there's no need for an internet connection - use it anytime and anywhere, even if you don't have a signal!

SPECIAL FEATURES

• Perform Reverse Salary Calculations for working out your target salary from the take-home pay you need - useful for job interviews and pay rise negotiations

• View a pocket guide of key UK tax rates, limits and allowances, including Income Tax, National Insurance, Capital Gains Tax, Stamp Duty Land Tax and Pension Schemes

• Email your results, including a breakdown of the calculation, for sharing or backup purposes

CUSTOMER REVIEWS

"There's a reason for the high review scores posted for this app...it is an extremely well designed and thought out app."

"Brilliant app. Just saved me £160. Email and print give a very clear printed breakdown."

"This app is easy to use...I rarely write app reviews, but this one deserves all the praise it gets..."

"Outstanding - one of the best personal finance apps available."

OVERVIEW

Tax Tool is designed for UK taxpayers in paid employment, using the Pay-As-You-Earn (PAYE) system of automatic tax deduction.

The app was inspired by the quality of Apple's own apps. It was designed to be comprehensive, but also to be very easy to use and input information, with immediate results.

Choose to enter as much or as little as you want: accuracy is improved if you enter more information and if you enter your Tax Code, but it still gives a useful rough guide if you enter none of these.

A key feature is that it can perform reverse salary calculations. You can enter your desired take-home pay (what you need to receive, after payroll taxes are deducted, to cover your everyday lifestyle) and Tax Tool will instantly work out the salary needed to achieve that target. You can easily flip between these to work out net pay from gross salary or vice-versa.

The app also performs UK VAT calculations, and contains a handy reference for UK tax rates, limits and allowances.

Quick and simple: this is not designed to be a replacement for a full tax return (it doesn’t ask for full details on all your financial affairs), but it does provide a quick and useful estimate of the amount you will receive in your pay packet as an employee.

ADDITIONAL FEATURES

• Instant calculations as you type
• Doesn't need an Internet connection
• Shows a detailed breakdown of the calculations, including Income Tax paid at each band
• Flexible periods: enter and view results annually, monthly, four weekly, fortnightly, weekly, daily or hourly
• Calculates your National Insurance contributions, as well as your employer's
• Includes a VAT calculator, with Reverse function
• Calculates PAYE tax for tax years 2024/25, 2023/24, all the way back to 2009/10
• Provides an instant rough guide. Enter optional settings to improve accuracy
• Works with iOS 16 & iOS 17.

Optional Settings available:
• Scottish tax (SRIT) - all extra bands from 2018 onwards
• Tax Codes - recognises L, M, N, K, T, P, X, Y, BR, D0, D1, NT, 0T, M1 and W1 codes, plus Scottish S and Welsh C versions
• Contributions to company pensions (as a percentage or fixed amount). Also supports salary sacrifice pensions and contributions taken from net pay
• Childcare Vouchers
• Student Loan repayments (Plan 1 and Plan 2 schemes supported)
• Overtime and Bonuses (basic support for percentage or fixed annual amounts)
• Tax deductions
• Benefits-in-kind
• Contributions to charities
• Salary sacrifice (three types)
• Regular deductions from net pay
• Marriage Allowance transfers
• High Income Child Benefit Charge estimation
• Ability to switch off National Insurance calculations if State Pension Age reached.
© © Michael Imperato

Pennies – Budget and Expenses - Super Useful Ltd

Pennies – Budget and Expenses
Super Useful Ltd
Genre: Finance
Price: £4.99
Release Date: October 8, 2014

Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people.

••• Read the reviews and see what people are saying •••

"The easiest and simplest budgeting app ever"
"Been using it everyday for a year now - and my bank account shows it!"
"The perfect, simple budgeting app that actually helps me save"
"Life Changing"
"You need this app!"

••• MAIN FEATURES •••

> HELPS YOU KNOW HOW MUCH TO SPEND
Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow.

> HELPS YOU SAVE MONEY
Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track.

> MORE PERSONAL THAN ANY OTHER BUDGETING APP
Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle.

> INSTANTLY SYNC VIA ICLOUD
Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you.

> AS MANY BUDGETS AS YOU NEED
Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up.

> FLEXIBLE EXPENSES
Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money.

> MULTIPLE CURRENCIES
Use any currency in the world for individual budgets.

> TRANSFER BETWEEN BUDGETS
Easily transfer money between budgets with a single click.

> SUPER SIMPLE, SUPER QUICK
Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know.

> 3D TOUCH SUPPORT
Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+

> TODAY WIDGET SUPPORT
Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies.

> BUDGETS ON ALL YOUR DEVICES
Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go!

Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple.

Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month.

So, start budgeting how you want, when you want, without any worry. Start using Pennies today!

If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too.

Check out Pennies in action: http://www.getpennies.com
Follow Pennies on Twitter – https://twitter.com/PenniesApp
Contact me – hello@getpennies.com
© © Emile Bennett

Wealth+ 2 - Little Apps

Wealth+ 2
Little Apps
Genre: Finance
Price: £2.99
Release Date: July 2, 2021

The simple act of tracking your net worth can help you become wealthier. Wealth+ 2 is the simplest way to track your path and meet your financial goals.

Our new app reimagines wealth tracking from the ground up and created a simple-to-use experience with a *privacy-first* design. Only you can see your data.

Start with a blank slate or import from the classic Wealth+. Entering your data couldn't be easier, and you can create as many asset and liability categories as you'd like.

The charts are more interactive than before and offer a full-screen view which brings the data to life. You'll also enjoy the ability to import data from the original Wealth+ app, and your data is yours to export and take anywhere you'd like. Please enjoy and send feedback if you see opportunities for improvement.

• Your privacy is our #1 feature. Only you can see your data.
• Easiest net worth tracking app on the planet
• Automatically syncs across your iPhone® and iPad® devices
• Uses your private iCloud® account for data storage
• Customize with limitless Categories
• Interactive charts
• Monthly reminders
• Take your data anywhere with easy export
• Search your notes from your device home screen
• Use Face ID® or Touch ID® to further restrict access to your financial data

Stay wealthy, my friend.
© © 2021

SeafarersCalc - simon french

SeafarersCalc
simon french
Genre: Finance
Price: £7.99
Release Date: September 3, 2012

***Coming next, Export links in "Make a Claim screen" ***

The Seafarer's Earnings Deduction (seafarer's tax) eligibility calculator. SeafarersCalc allows quick and easy checking of voyage dates to determine whether they meet the half-days rule. As the dates are entered, a 'traffic light' indicator shows whether the voyage is valid or invalid. Once a set of valid dates is entered, the eligible voyages go green and you should make a claim.
© © 2012 Simon French

Debt Manager - MH Riley Ltd

Debt Manager
MH Riley Ltd
Genre: Finance
Price: £0.99
Release Date: December 8, 2011

*** No. 1 Ranked Finance App in the US & UK ***

'Debt Manager' has one aim - To help you GET OUT OF DEBT FAST!

5-Stars - "By Far, This is one of the best Money Apps that I have seen. Fantastic, Great Job"

5-Stars - "This app is worth every penny.. Great info and breakdown.. I am so looking forward to being debt free!!"

5-Stars - "This app is three things: Simple. Effective. Spot On."

5-Stars - "The details, features and thought that went into creating this app are endless."

5-Stars - "Super easy to use; choice of strategies to choose for to pay off debts. Most helpful app for paying down debt I've come across."

Debt Manager helps you to organize, track and pay off all your debts in the cheapest and fastest possible way. It does this using the Debt Snowball method, which is recognised by leading financial advisors as the most effective way to pay off multiple debts.

You will be amazed at how much time and money you could save by applying this simple strategy, and this app will show you how. So if you want to become debt free, get started now!

*** Features ***
--------------------
√ Simple and intuitive user interface
- helps you see results quickly and clearly

√ Hints and tips
- don't worry, we will guide you through the process

√ Summary shows your payoff progress
- includes progress bar, your debt free date and your interest/time savings

√ Choose from multiple pay off Strategies
- Lowest Balance First
- Highest Interest First
- Highest Balance First
- Custom Order

√ An unlimited number of debts can be entered
- each debt can be individually analysed
- payments may be entered as a percentage of balance
- support for introductory rates e.g. 0% for 6 months

√ Monthly Payments may be recorded
- either automatic or manual recording
- allows you to keep track of your progress

√ Backup & Restore
- use popular Dropbox service for online storage
- keep your data safe
- manually sync between devices

√ Choice of payment periods
- handles monthly, weekly and fortnightly payments

√ Extra Payments can be entered against each debt
- helps pay off your debts even faster
- can be entered Monthly, Yearly or as a One Off

√ Transactions can be entered against each debt
- allows you to take into account expenses/purchases
- can be entered Monthly, Yearly or as a One Off
- will increase the debt balance

√ Try out various 'What-If' scenarios e.g.
- a change in interest rate
- increased monthly payments

√ Export the debt details via Email
- professionally formatted PDF or HTML
- export individual debts or overall summary
- includes full amortization schedules
- charts are attached to the email export

√ Interactive reports
- easy visualisation of the debt breakdown
- compare debts side by side
- press, hold and slide to see the costs per month
- pinch to zoom

√ Set of Calculators are included to help you compute:
- monthly payments
- extra payments
- payoff date
- refinance benefits

√ Notification of payments due
- so you never forget to record a payment

√ Passcode protection
- keep your data safe

√ Full manual is embedded within the app
- has all the info you will ever need
© © MH Riley

Accounts 3 Checkbook - SVT Software

Accounts 3 Checkbook
SVT Software
Genre: Finance
Price: £4.99
Release Date: August 20, 2022

Top Selling Checkbook App

Accounts 3 is an easy to use application to replace your paper checkbook. With the Accounts 3 application, you will have a quicker and more convenient way to track your daily finances. You can schedule transactions, transfer funds, capture photo receipts, reconcile, view reports, export data, print, and much more. All features of the Accounts 3 app are designed to be quick, clean, intuitive, and easy to use.

FEATURES

* Touch and Face ID Support
Use Touch or Face ID to authenticate and launch the app quicker and more conveniently.

* Sync Data via iCloud
Sync your data across iPhone, iPad, and iPod Touch devices

* Universal Binary
Designed for iPhone, iPad, and iPod Touch devices. No need to buy separate apps for each device.

* Graphs and Reports
Review your monthly income vs. expense, spending by category, or income by category summaries with beautiful graphs and reports.

* Photo Receipts
Capture and store photo receipt as part of a transaction.

* AirPrint Support
Print reports directly from your iPhone or iPad to any AirPrint-enabled printer.

* Recurring Transactions
Schedule transactions to repeat weekly, biweekly, monthly, semimonthly, quarterly, biannually, or yearly on a start date that you choose.

* Split Transactions
Split a transaction among several categories for more precise tracking.

* Search
Quickly search for transactions and edit them from the same screen or export your search results.

* Reconcile Transactions
Reconcile by checking off cleared transactions and comparing the actual and outstanding balances against a bank statement.

* Smart Autocomplete
As you type, a list will show you your previously entered descriptions and corresponding category. Selecting an entry from the list will fill both fields of the transaction.

* Auto-increment Check # Field
Accounts 3 will suggest the next check number for you based on the previously entered number. If you replace your checkbook, just enter the new starting number and Accounts 3 will auto-increment from there.

* Transfers
Make a one-time transfer between accounts or set up recurring transfers to automatically repeat.

* Export in CSV, QIF & HTML Formats
Export transactions via email attachments for used with desktop applications such Numbers, Excel, or MS Money.

* Customization Settings & Themes
Configurable settings and themes to customize the Accounts 3 application based on your preferences. Themes are now also available in dark mode.

* Transaction Sorting/Hiding
Sort transactions by date in either ascending or descending order. You can also hide reconciled transactions to keep your current list from being cluttered.

* Accounts Reordering
Reorder your accounts from the account list in any order you choose.

* Accounts Delete Lock
Prevents accidental deletion of all the transactions under an account.

* Backup / Restore
Backup your data for safekeeping via iCloud, Dropbox, or email. Then restore it to your device whenever you need to.

* Passcode Security
Keep your accounts information private.

* FREE Accounts 3 Lite version
Please download the Accounts 3 Lite version to try before you buy.
© © 2024 SVT Software

EZ Financial Calculators Pro - Bishinew Incorporated

EZ Financial Calculators Pro
Bishinew Incorporated
Genre: Finance
Price: £5.99
Release Date: March 14, 2013

For phone and tablet, this application includes the complete package of financial calculators by Bishinew Inc:

Finance and Investment Calculators

* TVM Calculator
* Currency Converter
* Compound Interest Calculator
* Return On Investment (ROI) Calculator
* IRR NPV Calculator
* MIRR Calculator
* Bond Calculator
* Tax Equivalent Yield Calculator
* Rule of 72 Calculator

Loan/Mortgage Calculators

* Loan Calculator
* Loan Comparison Calculator
* Loan Refinance Calculator
* APR Calculator
* APR Advanced Calculator
* Commercial Loan Calculator
* Simple Loan Calculator
* Loan Analysis Calculator
* Home Affordability Calculator
* Rent vs Buy Calculator
* Mortgage Tax Saving Calculator
* Discount Points Calculator
* Adjustable Rate Calculator
* Fixed vs Adjustable Rate Calculator
* Bi-weekly Payment Calculator
* Interest Only Calculator

Retirement Calculators

* Retirement Planner
* 401k Contribution Calculator
* Retirement Calculator
* Retirement Savings Analysis
* Retirement Income Analysis
* Traditional IRA vs Roth IRA
* Required Minimum Distribution
* Social Security Estimator
* Asset Allocation Calculator
* 401k Save the Max Calculator
* College Savings Calculator
* Annuity Calculator

Stock Calculators

* Stock Return Calculator
* Stock Constant Growth Calculator
* Stock Non-constant Growth Calculator
* CAPM Calculator
* Expected Return Calculator
* Holding Period Return Calculator
* Weighted Average Cost of Capital Calculator
* Pivot Point Calculator
* Fibonacci Calculator
* Black-Scholes Option Calculator

Credit Card Calculators

* Credit Card Payoff Calculator
* Credit Card Minimum Calculator

Auto Loan and Lease Calculators

* Auto Loan Calculator
* Auto Lease Calculator

Miscellaneous Calculators

* Regular Calculator
* Tip Calculator
* Discount and Tax Calculator
* Percentage Calculator
* Date Calculator
* Unit Conversion
* US Inflation Calculator
* Margin and Markup Calculator
* Fuel Calculator
* Salary Increase Calculator
* US Paycheck Tax Calculator
* Net Distribution Calculator
* Effective Rate Calculator
* Mutual Fund Fee Calculator
* Unit Price Compare Calculator
* Depreciation Calculator
* Break Even Point Calculator
* Investment Income Calculator
* US Health Savings Account Calculator
* Certificate of Deposit (CD) Calculator
* Recurring Deposit (RD) Calculator
* Financial Ratios

User can send the calculation results to others via Email. Financial Professionals can email the quote to their clients.

The app allows you to edit and prioritize the list of calculators for easy access.

Only Currency Converter needs internet access to retrieve the latest currency exchange rate. The app works without internet connection.

If you have any question or report issue, please send email to pfinanceapp@gmail.com. We will reply right away.
© © Bishinew Incorporated

WealthPlus Net Worth - Little Apps

WealthPlus Net Worth
Little Apps
Genre: Finance
Price: £0.99
Release Date: December 21, 2014

WealthPlus makes it simple to track your net worth over time. Beautiful charts let you see how your wealth is trending over a number of categories: banking, investments, auto, mortgage, loans and more. Add your own categories, too. At a glance see how your current net worth compares to last month and use it inform your savings and investment strategies. Simple and beautiful.

Security is #1 with WealthPlus, so we ensure that your financial data never leaves the device and is for your eyes only. In addition, we make it easy to lock your data on device with a passcode or using Touch ID (on equipped phones).

Features
⋆ Security #1. Your financial data NEVER leaves the phone.
⋆ Charts. 10 different charts show you how your financial health is trending over time.
⋆ See you current net worth at a glance.
⋆ Customize your financial accounts to match how you save.
⋆ Reminder. Be reminded to enter your wealth on a regular basis.
⋆ Passcode protection. Enter a password to protect your data further. Optional.
⋆ Touch/Face ID. Use Apple’s Touch or Face ID for more convenient data protection. Optional.
© © 2014

UK Income Tax Calculator - Andrey Sidorovnin

UK Income Tax Calculator
Andrey Sidorovnin
Genre: Finance
Price: £0.99
Release Date: March 7, 2023

UK Income Tax Calculator is an easy-to-use tool for quickly and securely calculating your take-home salary. All calculations take place on your device and the data never leaves it.
It's ready for the 2024/25 tax year.

With the app you can:
- Check your yearly, monthly, weekly and daily take-home income
- See Tax and National Insurance deductions
- Compare different salaries with each other
- Find out your Personal Allowance
- Calculate tax for Scotland

© © 2024 Andrey Sidorovnin

Pro Paypal Fee Calculator - Julian Lau

Pro Paypal Fee Calculator
Julian Lau
Genre: Finance
Price: £3.99
Release Date: April 4, 2022

This is the Ad-free version of the popular calculator for paypal fees.

The percentage and base cost can be changed and you can edit your country and the language of the app.
© © Julian Lau